Medical Stop-Loss
Captive-backed medical stop-loss protection designed for self-funded employers. Built to support risk stability, cost transparency, and long-term plan performance.
Captive
Backed
Structured protection with flexible, scalable underwriting options.
A-Rated Reinsurance
Financial stability supported through top-rated reinsurance markets.
Independent Review
Program oversight supported through actuarial review and validation.
Stop-Loss Protection
Made Simple
Solutions For Self-Funded Employers
Coverage First Employers
For organizations seeking protection and simplicity
- Focused on predictable healthcare costs
- Stop-loss as protection, not a balance-sheet strategy
- No captive participation required
- Flexible plan designs
- Turn-key structure with minimal operational lift
Best for employers who want reliable coverage without assuming ownership risk.
Ownership Ready Employers
For organizations prepared to participate in risk and rewards
- Comfortable retaining and managing risk
- Interested in captive participation and surplus sharing
- Long-term cost control mindset
- Strong financial discipline structures and governance
- Custom risk-financing structures available
Best for employers ready to move from buying coverage to owning risk.
