Own Your Risk,Secure Your Future.

For Employers, Brokers & Advisors

Complex risk. Two focused solutions. One clear way forward.

Procedant helps employers and brokers address two specialized exposures: Section 125 plan compliance and the volatility of self-funded medical claims.

Employer-centered design Broker-aligned collaboration

Benefits professionals discussing a plan around a conference table

Solution 01 Compliance Protection Program Focused protection for Section 125 plan exposure

Medical professional surrounded by healthcare and financial protection symbols

Solution 02 Medical Stop-Loss Structured protection for self-funded employers

Two focused programsClear solutions for distinct risks

Alternative-risk perspectiveStructure evaluated against objectives

Broker-alignedCollaboration that supports the relationship

Long-term oversightSupport beyond initial design

Business advisors meeting in a modern office — **Specialized by choice** Focused expertise, coordinated execution, and a long-term view of the program.

Focused by Design

When the risk is specialized, the solution should be too.

Procedant is a consulting and program management firm focused on captive insurance and alternative risk financing. We bring program design, insurance structure, compliance sensitivity, and ongoing coordination together around two clearly defined needs.

Understand the exposure

Start with the employer’s plan, objectives, operating model, and risk tolerance.

Identify the right fit

Evaluate the program, structure, and participation path before moving forward.

Stay involved

Coordinate implementation and support the program as needs evolve.

Our Two Solutions

Two programs built around the plans employers rely on.

Each program addresses a different exposure. Both begin with disciplined evaluation, clear roles, and close coordination among the employer, broker, and program partners.

Employer and benefit advisors reviewing plan documents together

Section 125 Plans Confidence in everyday plan administrationA focused layer of protection for covered compliance issues.

01 Compliance Protection Program

Confidence for the plan behind the benefits.

For employers operating Section 125 cafeteria plans—and the brokers and partners supporting them—CPP adds an insurance-based layer designed to address certain financial consequences of a covered compliance issue.

May respond to covered defense costs, interest, and penalties
Addresses certain administrative, documentation, and operational issues
Core protection with options that can be tailored to the plan

Best starting point: Employers seeking a financial backstop for good-faith Section 125 plan administration.

Employer team discussing a self-funded medical plan

Self-Funded Plans Protection aligned with retained riskCoverage-first and ownership-ready pathways.

02 Medical Stop-Loss

More control over self-funded medical risk.

Procedant helps self-funded employers and their brokers evaluate medical stop-loss protection aligned with the organization’s risk tolerance, financial objectives, and readiness for captive participation.

Specific and aggregate stop-loss strategies
Coverage-first and ownership-ready participation paths
Coordination across employer, broker, TPA, actuarial, and risk partners

Best starting point: Self-funded employers seeking clearer protection or a longer-term path toward risk participation.

Built for Collaboration

The employer’s goals stay central. The broker stays central to the relationship.

Procedant works as a specialist resource alongside the people who already understand the organization. That means a clearer evaluation for employers and added technical depth for brokers—without displacing the existing advisory relationship.

For Employers

Translate a complicated exposure into a practical decision about protection, participation, and next steps.

Clarity around what the program is designed to address
A structure evaluated against organizational objectives
Coordination through implementation and oversight

For Brokers & Advisors

Add specialized program and alternative-risk capabilities while remaining at the center of the client relationship.

A focused resource for non-standard opportunities
Structured evaluation and clear partner responsibilities
Ongoing support beyond the initial placement

Have an employer opportunity in mind? Start with a practical, no-obligation conversation about fit.

A Clear Starting Point

From first conversation to an informed next step.

The goal at the beginning is not to force a structure. It is to understand the opportunity, evaluate fit, and identify the most appropriate path.

Discuss the Need

Share the plan, concern, or opportunity from the employer’s and broker’s perspective.

Evaluate Fit

Review objectives, exposure, operating requirements, risk tolerance, and program alignment.

Define the Path

Identify practical next steps, required partners, and the structure worth evaluating further.

Program fit, insurance availability, eligibility, pricing, limits, and final terms remain subject to applicable requirements, underwriting, and issued policy documents.

Let’s make the complex easier to evaluate.

Whether you are an employer exploring protection or a broker bringing forward an opportunity, Procedant can help determine the right place to begin.

This page is a general overview and is not an offer, binder, legal or tax advice, or guarantee of insurance coverage or program participation. Coverage, eligibility, availability, limits, pricing, participation, and all other terms are subject to underwriting, applicable law, program requirements, market availability, and the issued policy documents. Please review the applicable product page and policy documents for complete information.